Major Chinese banks have started to tune down mortgage rates for first houses from the benchmark lending rate after a year of hovering above it, China Business Network reported Tuesday.
——中国日报
在报道中，mortgage rates for first houses指的就是“首套房贷利率”，也可以表达为first-house mortgage rate。mortgage指的是“抵押、抵押贷款”，比如我们常说的“房奴车奴”就可以用mortgage slave来表示。 mortgage也可以作动词，意思是是“抵押”，例如：The house was mortgaged to the bank for fifty thousand dollars.（这所房子抵押给银行借得五万元。）